Costs beyond the investment: the cost types to plan for

Short answer

Plan two figures. The first is the investment: USD 400,000 for property, or USD 500,000 for funds and the other options. The second is the costs around it. There are five types: currency sale, valuation, title deed fees, the citizenship service fee and fund charges. Amounts depend on your transaction, so we work them out with you. Use the citizenship cost planner to build your own list.

1. Currency sale

You sell your foreign currency to a bank in Türkiye before investing (Regulation article 20(10)). Ask the bank about its rate and any charges.

2. Valuation

For property, the valuation report behind the TTB is ordered online through WebTapu. The TTB is valid for six months. See the valuation and TTB guide.

3. Title deed fees

TKGM sends the fee notice by SMS before the deed is prepared. Fees apply to each transaction, so plan one line per property.

4. Citizenship service fee and documents

The citizenship file includes a receipt showing the service fee was paid (Regulation article 20(3)(f)). Add the cost of getting and certifying home-country documents for each family member.

5. Fund charges

For GYF and GSYF units, charges are set in the fund’s internal rules and issuance document. Note them with the fund information file checklist.

A simple budget sheet

For each line, write: the cost type, who charges it, the currency, when it is due and the supporting document. Mark it confirmed or estimated. Leave unknown amounts blank until you have them. To compare routes, use the property vs funds page and the programme overview.

Common questions