Property or fund route: a simple way to decide

Short answer

Choose the route that fits what you want to own. Property means a title deed worth at least USD 400,000, checked by TKGM. Funds mean units worth at least USD 500,000, held at MKK and checked by SPK. Both routes run for three years. The full comparison is on our property vs funds page.

Four questions

1. Amount. USD 400,000 for property. USD 500,000 for fund units (Regulation article 20(2)).

2. What you own. A title deed with a three-year note, or fund units recorded at MKK and managed professionally.

3. Who checks it. TKGM checks property through the valuation report, TTB and payment proof. SPK checks funds through MKK.

4. What you keep in place. For property, the three-year note on the deed. For funds, the units in the blockage account for three years.

Read more in the fund route guide and the qualifying property guide.

What both routes share

The same family coverage. The same residence permit and citizenship stages. A three-year period, with the option to switch investment types (Regulation article 20(8)). For the full programme, see the citizenship overview.

Common questions